Free Retirement Planning Articles

For an individual, the 401(k) is the greatest investment deal around. Though only if it's properly managed. Here are some basics to remember when Investing in your 401(k) plan...

Whilst 'early' retirement might sound wonderful, many people would not wish to be pensioned off quite that easily. In fact, worthwhile work in a stretching, yet enjoyable environment is probably much more likely to keep you feeling young, than an enforced early traditional retirement...

Plain vanilla fraud and theft are less worrisome to me than situations where the general acceptance of misinformation or "business as usual" practices allows inherently bad product ideas and blatant mismanagement to become accepted by regulatory authorities, financial professionals, and myopically gullible consumers.

The 401(k) retirement plan is funded by employee contribution and a matching employer contribution. The major feature of the plan is that the contributions are taken from pre-taxed salary. The fund accumulates tax-free until it is withdrawn. Most businesses and tax-exempt organizations can create these retirement plans. The 401(k) takes its name from the IRC (Internal Revenue Code) of 1978. The operation of the 401(k) is administered by the EBSA (Employee Benefits Security...

It's a great idea to get yourself ready for retirement and there is no better time to start than as early as possible. This, of course, helps you plan to have enough funds set aside for the future...